Experience

Mr. Patel is the founder of the company and he has more than 20 years of Senior Managerial and board level experience in the corporate sector. Mr. Patel was in U.S.A. for a decade where he completed his education. After completing his education he joined business firm in USA namely KAPPS PHARMACEUTICALS INC. as Company Executive. During his stay in USA he successfully turned around two sick units into profitable position. Later he returned to India to concentrate and expand in the field of finance, he devoted fulltime attention to earstwhile ARMAN LEASE AND FINANCE LIMITED. Mr. Patel is a founder member of the Gujarat Finance companies Association and presently secretary of the Association.

His Affiliations

 

• Mr. Jayendra Patel was Member of the Finance and Banking Committee of Gujarat Chamber of Commerce & Industry (GCCI), Ahmedabad.
• He is the secretary of Gujarat Finance Companies Association.
• Managing trustee of B. M. Patel Foundation

Experience

Mr. Aalok Patel brings a vast array of innovative knowledge to the Company. In India, he completed his schooling in Lawrence School, Sanawar and continued his higher education in the U.S. at Drake University. At Drake, Mr. Patel graduated with High Honors with a Bachelors and a Master’s Degree in Accountancy & Finance. He is a licensed Certified Public Accountant (CPA) in the U.S. Mr. Patel worked as an independent auditor for KPMG for almost 4 years, where many of his clients were included in the Fortune 100 list. He also brings experience from John Deere Credit, the equipment financing arm of John Deere & Co. Furthermore, Mr. Patel excels to equity analysis and valuation as well; his research has been quoted in reputable business journals. He currently works for Arman full-time as an Executive Director since 2010.

Experience

Vivek comes with experience of over 25 years in Financial Services, Microfinance, Infrastructure and manufacturing sector. Prior to joining Arman Group he has worked with organizations like Consulting Engineers Group, ICICI – Pru, Kotak, Max New York Life & Tata Special Steels earlier in his career. He has a rich experience of fund sourcing & financial structuring. He is a Chartered Accountant & member of the Institute of Chartered Accountant of India & Insurance Institute of India

Experience

Mr. Chandramouli Akkiraju holds a Master’s degree in Business Management from Andhra University and a certification in risk management from the Asian Institute of Management, Philippines. A dedicated and innovative professional, he brings over 25 years of experience in financial services. He has previously been associated with BASIX, KBS Local Area Bank, Belstar Financial Services, Heritage Finlease Limited and Namra Finance Limited. As Chief Operating Officer of Namra Finance Limited from 2017 to 2023, he oversaw the growth of the company’s microfinance AUM from approximately Rs. 90 crore to Rs. 1,500 crore and was instrumental in steering the company through the COVID-19 pandemic. His work across domestic and international markets has given him valuable insight into cross-cultural customer behaviour and business opportunities. He has professional exposure of 22 states in India and 12 countries overseas, the majority of them in Africa. As a consultant, he successfully bid for two prestigious assignments: agricultural value chain financing with IFC in India, and Micro Lead Cameroon with UNCDF. He has also provided advisory services on agricultural value chain risk management to OIKO Credit’s subsidiary in India.

Experience

I am Saravanan Jaichandran, often known as "JS" in professional circles, bringing with me a rich 27-year experience in the realm of human resource management. Throughout my career, I've developed a deep understanding of organizational dynamics. My roots trace back to Chennai, Tamil Nadu, where I was born and raised. Over the years, I've held significant roles in esteemed organizations such as MRF Ltd, HDB Financials, Indusind Bank, and Magma Fincorp Ltd, operating at the Senior Management level. My personal life is enriched by the presence of my beloved wife, Sasirekha, and our two wonderful children, Kritida and Tarun. Beyond the realm of work, I seek solace in the pages of books and the insights offered by financial TV channels. It brings me great pleasure to offer you a glimpse into my journey and the passions that drive me.

Experience

Moorthy Govindarajan, a core financial professional, a specialist in Banking Operations and Enterprise Risk Management with more than 3 decades of experience of E2E front-to-back domain knowledge & client experience having served with multiple financial institutions (SBI / IndusInd / ABN Amro / RBS / Deutch / NBFCs- Asirvad Micro Finance, L&T Financials and APAC financials. His functional expertise are designing and implementing enterprise risk framework for diverse businesses & has strong understanding of operational, legal, credit and market risks across products and processes . In his previous roles with NBFCs he had been instrumental in setting up group wide enterprise risk and internal audit functions. He is married with 2 children and an avid marathon runner , having participated multiple marathon events across India.

Experience

Manoj is a Results-driven professional with 14+ years of experience in Process Automation, Analytics, MIS & Operations. Adept at identifying KPIs, enhancing productivity, and simplifying processes for efficient service delivery. Proven track record of managing teams, exceeding expectations, and designing & rolling out operational frameworks. Worked with organizations like Swarna Pragati, Clix Capital, Satin Creditcare, and Spandana.

Experience

A banking professional from ICICI Bank and HDFC Bank stable comes with strong analytical ability, sound knowledge on banking & financial concepts, with an eye for detail and quest for excellence. Having being undertaken diverse tasks from varied product launching in new geographies to successfully launching new products with setting up new team and requisite infrastructure. His skills in strong field level engagement, monitoring & controls and laser sharp risk monitoring has given a niche in multiplying business even in porous geographies. Having completed Rural Management from XIM,B and 28 years of rich experience has given him an edge on building a strong productive team as well helped in retaining team intact with human touch. He hones human connect skills and the micro management has helped in making team work for his leadership.

Experience

Mr. Atul is a very experienced accounts professional. He has been associated with the group for over 26 year. Before joining the group he has worked in Finance & accounts department over 5 years

Experience

Mr. Kamlesh Garg is graduate in Commerce from MLSU, Udaipur, Rajasthan. He has total 18+ years of experience in managing the team and delivering the results beyond the expectations and expertise in the areas of Banking & Microfinance Industries. He has 14 year + strong experience in MIS and Credit. In the field of Data analytics & MIS reporting, expertise in MIS & Credit and system migrations, good in identifying the KPIs and improving productivity. Prior to joining Arman Group he has worked with organizations Sahayata Microfinance, Khurdia & Associate, a Chartered Accountant Firm earlier in his career. Committed towards the organization goals and leading the team in planning and execution of the tasks. Rendered cross-functional support and on time reporting to the management on the performance. Successfully managing multiple priorities and tasks.

Experience

Ankit is a Chartered Accountant with extensive experience in finance, risk advisory, regulatory compliance, and NBFC operations. He brings strong expertise in financial reporting, internal controls, regulatory governance, and strategic financial management. Prior to his current role, he worked with Manubhai & Shah LLP, Chartered Accountants and KPMG Assurance and Consulting Services LLP He brings extensive experience in the field of internal audit for listed entities across diverse industries including pharmaceuticals, real estate, and fashion retail. As Chief Compliance Officer, he oversees regulatory compliance frameworks, and supports the organization in maintaining robust governance standards.

Experience

Chirag is a Chartered Accountant with over five years of post-qualification experience in financial management, regulatory compliance, and NBFC operations. He possesses strong expertise in financial reporting, treasury management, regulatory filings, and debt raising activities. Over the past four years, he has been an integral part of Namra Finance Limited, where he has been overseeing regulatory compliances for RBI, SEBI, taxation laws, and company law provisions. He has played a key role in financial management, debt and equity mobilization initiatives& compliances. As Chief Financial Officer, he is responsible for overseeing the overall financial strategy of the Company, ensuring regulatory compliance, strengthening internal financial controls, and supporting sustainable growth through prudent financial planning and risk management.

Experience

Urvish is a Company Secretary. He secured All India Rank 3 (AIR-3) in the CS Professional (Final) examination, demonstrating exceptional academic excellence and strong command over corporate and regulatory laws. In his 4 years with the company he has been actively involved in managing statutory and regulatory compliances. He plays a key role in ensuring adherence to corporate governance standards, maintaining regulatory discipline, supporting Board processes, and strengthening compliance frameworks within the organization.

Experience

Mr. Pushpendra kumar is a seasoned professional with over 16 years of experience in the Banking, NBFC, and NBFC-MFI sectors including AU Small Finance Bank, Utkarsh Small Finance Bank, IIFL Samasta Finance, Muthoot Fincorp, Asirvad Micro Finance, and Satin Creditcare Network Limited. He holds an MBA from Technical University, Kota and a Bachelor of Computer Applications (BCA) from Rajasthan University. Throughout his career, he has gained extensive experience in internal audit, risk management, operational controls, compliance monitoring, branch audits, process reviews, and fraud risk assessment across multi-location operations. He possesses strong expertise in strengthening governance frameworks, evaluating internal control systems, implementing risk-based audit methodologies, and driving process improvements. His diverse experience and leadership capabilities have enabled him to effectively manage audit functions and contribute towards enhancing organizational risk management and control environments.