Driving India'sFinancial Inclusion Forward

Namra Finance Ltd. is a wholly owned subsidiary of Arman Financial Services Ltd, which manages the Microfinance business of the group. Namra is registered with the Reserve Bank of India as a Non-Banking Finance Company - Microfinance Institution (NBFC-MFI).

Namra provides opportunities to its clients to enhance their livelihood and break the cycle of poverty by providing collateral free income-generating group loans at their doorstep at a reasonable rate.


Trust and personal service with flexibility. We help customers at the bottom of the pyramid with by providing products focused on quality, reliability, safety, and customer care.


To conduct the affairs of the company in a fair, transparent, and professional manner with the highest standards of ethics, growth, productivity, and to be a financially sound organization.


We promote a work culture that fosters individual growth, team spirit and creativity. We encourage ideas and value systems, with a high emphasis on trust and personal integrity.


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12 May
Namra Moratorium Policy

Namra Moratorium Policy


How it Works
Conduct market
survey to reach
potential clients
Evaluate client's
financial requirements
and credit history
Form Joint Liability
Group and provide
financial training
Conduct credit
evaluation and
evaluate cash flows
Sanction by credit
team and disbursement
at branch

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