Driving India'sFinancial Inclusion Forward

Namra Finance Ltd. is a wholly owned subsidiary of Arman Financial Services Ltd, which manages the Microfinance business of the group. Namra is registered with the Reserve Bank of India as a Non-Banking Finance Company - Microfinance Institution (NBFC-MFI).

Namra provides opportunities to its clients to enhance their livelihood and break the cycle of poverty by providing collateral free income-generating group loans at their doorstep at a reasonable rate.

ideology

Trust and personal service with flexibility. We help customers at the bottom of the pyramid with by providing products focused on quality, reliability, safety, and customer care.

Investor

To conduct the affairs of the company in a fair, transparent, and professional manner with the highest standards of ethics, growth, productivity, and to be a financially sound organization.

Employees

We promote a work culture that fosters individual growth, team spirit and creativity. We encourage ideas and value systems, with a high emphasis on trust and personal integrity.

Partners

  • SBI
  • HDFC Bank
  •  IDBI Bank
  • Mudra Bank
  • South Indian Bank
  • Oriental Bank of Commerce
  • Federal Bank
  • DCB Bank
  • Vijaya Bank
  •  Union Bank of India
  • AU Small Finance Bank
  • Fincare Small Finance Bank
  • Capital First Limited Ltd.
  • MAS Financial Services Ltd.
  • ReligareFinvest Ltd.
  • Tata Capital
  • Avanse Financial Services
  • Symbiotics Group
  • Hinduja Leyland Finance Ltd
  • Andhra Bank
  • Maanaveeya Development & Finance Private Limited
  • ICICI Bank
  • IDFC FIRST Bank
  • Yes Bank
  • Punjab National Bank
  • Canara Bank
  • Bank of India
  • Ujjivan Small Finance Bank
  • Bank of Maharashtra
  • State Bank of India
  • Bank of Baroda
  • Axis Bank
  • IDBI Bank
  • Utkarsh Small Finance Bank
  • SBM Bank
  • Indian Overseas Bank
  • Nabsamruddhi Finance Limited
  • Credit Saison
  • SIDBI
  • Vivriti Capital
  • Oiko Credit
  • NABARD
  • UGRO Capital
  • Northern Arc
  • Manappuram Finance
  • Mudra
  • Hinduja Leyland Finance
  • Bajaj Finserv
  • Poonawalla Fincorp
  • L&T Finance
  • Kotak Mahindra Bank
  • IndusInd Bank
  • Niyogin
  • Jana Small Finance Bank
  • Agents for impact
  • Symbiotics
  • Dhanalakshmi Bank

Announcement

31 Jan
GRADING UPGRADED to MFI – 1 (MFI -ONE); the Highest Grading level for MFIs by C...

15 Nov
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Methodology

How it Works
Conduct market
survey to reach
potential clients
Evaluate client's
financial requirements
and credit history
Form Joint Liability
Group and provide
financial training
Conduct credit
evaluation and
evaluate cash flows
Sanction by credit
team and disbursement
at branch
123

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